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Terms of Use

Last updated 8 November 2026 · Effective 8 November 2026

Draft for review by counsel. Text marked like this must be completed before publication.

These Terms of Use (the "Terms") are an agreement between you and B2B SaaS Inc. ("Suomi Daily", "we", "us"), [company address], and govern your use of the Suomi Daily application for iPhone, iPad and Mac (the "App"), the website at which you are reading these Terms (the "Site"), and the content, audio lessons and services available through them (together, the "Service"). By creating an account, starting a free trial, subscribing, or otherwise using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.

1. The Service

Suomi Daily is a Finnish language course delivered as a native app. It prepares one unit of material a day: vocabulary with photographs and native audio, spaced-repetition review, a dialogue, writing and speaking practice with a built-in tutor, a pronunciation course, and a downloadable listening lesson. Content is released one unit per day; the Service is designed around daily practice and does not let you skip ahead.

The Service helps you learn Finnish. It is not a school, a certified examination, or a guarantee of any proficiency level. References to CEFR levels such as A1 or B2 describe the design goal of the curriculum, not an assessment we award.

2. Eligibility and age

The Service is not directed at children under 13, and we do not knowingly collect personal information from anyone under 13. If you are between 13 and the age of majority where you live, you may use the Service only with the consent of a parent or guardian who agrees to these Terms on your behalf. Subscriptions are purchased through your Apple Account and are subject to Apple's age requirements and Family Sharing rules.

3. Your account

You can use Suomi Daily with or without an account. Sign in with Apple lets your progress sync between devices through your own iCloud account. You are responsible for keeping your Apple Account secure and for everything that happens under it. Tell us promptly at [contact email] if you believe your account has been used without your permission.

Your learning data (progress, review cards, streak, minutes practised) is stored in your iCloud private database and on your devices. We cannot read it, and we cannot recover it if you delete it or lose access to your Apple Account.

4. Subscriptions and free trial

4.1 Suomi Daily Pro

Access to lessons beyond the introduction requires a Suomi Daily Pro subscription, sold as an auto-renewing subscription through Apple's App Store. At the date of these Terms the plans are:

Prices in other currencies are set by Apple's price tiers and shown in the App Store before you buy. Taxes may apply.

4.2 Free trial

New subscribers receive a three-day free trial. You will be charged for the first period when the trial ends unless you cancel at least 24 hours before the end of the trial. The trial is available once per Apple Account; Apple determines eligibility. If you cancel during the trial you keep access until the trial ends.

4.3 Renewal and cancellation

Your subscription renews automatically for the same period at the then-current price unless you cancel at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase and at each renewal. You can manage or cancel your subscription at any time in Settings › Apple Account › Subscriptions on your device; deleting the App does not cancel it. Cancellation takes effect at the end of the period already paid for, and no partial refunds are given for the unused part of a period.

4.4 Refunds

Purchases are made with Apple, and refunds are handled by Apple under its terms. You can request a refund at reportaproblem.apple.com. We cannot issue refunds directly.

4.5 Price changes

If we change the price of a subscription, Apple will notify you in advance and, where required, ask you to agree before the new price applies. If you do not agree, your subscription ends at the end of the current period.

4.6 Content available

The curriculum is published progressively. The number of units available at any time is shown in the App. We aim to stay well ahead of every learner's daily release, but we do not promise a specific number of units on a specific date.

5. Your content and the tutor

When you write or speak in the App, your typed text and the transcript of your speech ("Your Content") are sent through our server to our tutoring provider to be corrected, explained or continued in a guided conversation, and Finnish text is sent to our speech provider to be spoken aloud. You grant us and our providers the limited licence needed to process Your Content for that purpose. We do not keep Your Content on our server, we do not use it to train anything, and we do not claim ownership of it. See the Privacy Policy for details.

The tutor is a software service, not a person. Its corrections, translations, glosses and conversation may contain mistakes. They are learning aids, not authoritative statements about Finnish, and not a certified assessment of your ability.

You agree not to submit content that is unlawful, that infringes someone else's rights, or that is intended to abuse, probe or circumvent the Service or its providers.

6. Third-party services

The Service depends on third parties, including Apple (App Store, Sign in with Apple, iCloud and CloudKit, speech recognition), Anthropic (text processing for the tutor), and ElevenLabs (Finnish speech). Reading material may be drawn from public news feeds such as Yle Selkouutiset. These services have their own terms, and their availability is outside our control. We are not responsible for content on third-party sites linked from the Service.

7. Leaderboard and conduct

The App includes a public leaderboard ranking learners by streak, words and minutes. Once you set up a profile you appear on it by default, with your display name, city, country and profile photo shown to other learners. You can leave the leaderboard at any time in your profile, which removes your entry. You agree to use a name and photo that are yours to use and that are not offensive, and you agree not to manipulate rankings. We may remove any entry without notice.

8. Our content and intellectual property

The App, the Site, the curriculum, dialogues, exercises, photographs, audio lessons, voices, the Pohjola design, the Suomi Daily name and the sun-and-water mark are owned by B2B SaaS Inc. or its licensors and are protected by copyright, trademark and other laws. Subject to these Terms we grant you a personal, non-exclusive, non-transferable, revocable licence to use the App on Apple devices you own or control, as permitted by the App Store Usage Rules, and to download audio lessons for your own personal study.

You may not copy, distribute, sell, lend, publicly perform, reverse engineer, scrape, or make derivative works from any part of the Service, or remove any notices on it, except where the law gives you a right we cannot exclude. Audio lessons downloaded to your device remain subject to this licence and may not be shared or published.

9. Changes and availability

We improve the Service continuously and may add, change or remove features, units, voices and content. We may suspend the Service for maintenance or for reasons beyond our control. We will give reasonable notice of changes that materially reduce what a paid subscription includes, and you may cancel as described in section 4.

10. Termination

You may stop using the Service at any time; cancel your subscription as described in section 4 and delete the App. We may suspend or terminate your access if you breach these Terms, if required by law, or if we discontinue the Service, in which case we will refund any prepaid, unused subscription period through Apple where we are able to. Sections 5, 8 and 11 to 16 survive termination.

11. Disclaimers

The Service is provided "as is" and "as available". To the fullest extent permitted by law we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the Service will be uninterrupted or error-free, that the tutor's output will be correct, or that you will reach any proficiency level. Some jurisdictions do not allow the exclusion of certain warranties, so parts of this section may not apply to you.

12. Limitation of liability

To the fullest extent permitted by law, B2B SaaS Inc. and its officers, employees and suppliers will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of data, profits or goodwill, arising from or related to the Service, however caused. Our total liability for all claims relating to the Service in any twelve-month period will not exceed the amount you paid us for the Service in that period, or USD 50 if you paid nothing. Nothing in these Terms limits liability that cannot be limited by law, including for death or personal injury caused by negligence, or for fraud.

13. Indemnity

You agree to indemnify and hold harmless B2B SaaS Inc. from claims, losses and expenses, including reasonable legal fees, arising from your breach of these Terms or your misuse of the Service, to the extent permitted by the law where you live.

14. Governing law and disputes

These Terms are governed by the laws of [governing jurisdiction, e.g. the State of Delaware, USA], without regard to its conflict-of-laws rules. Disputes will be brought in the courts of [venue], and you consent to their jurisdiction. If you are a consumer in the European Union, the United Kingdom or another jurisdiction whose law gives you mandatory protections, nothing in this section deprives you of them, and you may also bring proceedings where you live. [Counsel to confirm whether an arbitration clause, class-action waiver or EU ODR reference is wanted.]

15. Terms required by Apple

These Terms are between you and B2B SaaS Inc., not Apple. Apple is not responsible for the App or its content and has no obligation to provide maintenance or support for it. To the extent any warranty exists that is not disclaimed, you may notify Apple, and Apple will refund the purchase price of the App, if any; Apple has no other warranty obligation. Apple is not responsible for addressing any claim by you or a third party relating to the App, including product liability, legal or regulatory compliance, or consumer protection claims. If a third party claims the App infringes its intellectual property, we, not Apple, are responsible for the defence and settlement of that claim. You represent that you are not located in a country subject to a US Government embargo or designated a "terrorist supporting" country, and that you are not on any US Government list of prohibited or restricted parties. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you. Your use of the App must also comply with the Apple Media Services Terms and Conditions.

16. General

These Terms and the Privacy Policy are the whole agreement between you and us about the Service. If a part of these Terms is found unenforceable, the rest remains in force. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them to a successor of the business. We may update these Terms; if a change is material we will tell you in the App or by email at least 14 days before it takes effect, and continued use after that date means you accept it. The current version is always at this address, with the date at the top.

17. Contact

B2B SaaS Inc.
[company address]
[contact email]
Or use the support form.